There are three major credit bureau agencies in the United States. The first is Experian. The second is Equifax. And the third is Trans Union. While no one agency is more important than the other, lenders and lenders who run your report probably have a favorite out of the three bureau agencies. Thus, it is important to maintain a correct and positive record with each.
By federal law, these three credit bureaus are required to provide you with one copy of their report on you per year. It is wise to take advantage of this and access your financial well-being. You can obtain a copy of your credit report by simply visiting the bureau agency’s website, providing a bit of personal information, and verifying a few questions. If you notice any discrepancies or missing items on your report from the credit bureau, you will need to notify them immediately to get the information corrected. Now that you are empowered with new information, go out there and take action.
About the Author:
Mark Clayborne is a Certified Credit Consultant with ten years of experience assisting consumers with credit issues. For more powerful secrets on credit repair, debt settlement, stopping collectors, rebuilding your credit, and raising your score, please read the first chapter of The Credit Repair Book for Free and get a Free Restore your Credit E-class at www.hiddencreditrepairsecrets.com
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